Peruse any teen furnishing catalog and you may quickly be overwhelmed with its glossy images of teenage bedrooms that have been decorated with designer home goods. Many magazines and decorating shows cater to the idea that you need tens-of-thousands of dollars worth of furniture and decor to decorate your teenager's bedroom. However, most parents don't have the funds to lavishly decorate their child's bedroom, nor should you spend your hard-earned cash on furniture, bedding and decor that has inflated mark-ups and little long-lasting value. Truth is, you can create a fabulous room for your teen without going broke in the process - or even without spending much money at all.
Generally speaking, insurance isn't kind to teenage drivers with premiums often being significantly higher than more experienced drivers. Luckily, here at Chill Insurance we have come up with a list of our tips for teenagers taking out car insurance for the first time. The easiest way to get a lower car insurance quote as a young driver is to buy a safe and reliable car. You may want to buy your dream car but in reality it may require more expensive insurance than a car with less risk and a higher safety rating. A car that is a few years old will be cheaper to buy in the first place and brand new cars can often be much more expensive to insure than an than older models. However, keeping the car under 10 years old is advised also as this will help to bring the price of your insurance down.
My children are young adults now. But after taking them to Europe every year for their first 20 years, it's fun to think back about our European trips during different stages of their childhood. Of course, each stage brought its challenges — and its own rewards.
I was not good with money when I was a teenager. I spent it on stuff like clothes and eating at the mall. So let us help you avoid the mistakes we made with our money by giving you 8 money tips. What matters is time. And your money has a lot of it.