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Net phone services have drawn millions of users. Now they're also attracting identity thieves looking to turn stolen credit cards into cash. Some Internet phone services let scam artists make it appear that they're calling from another phone number--a useful trick that enables them to drain credit accounts and pose as banks or other trusted authorities, online fraud experts say. The emerging scams underline the lower level of security protecting voice over Internet Protocol, or VoIP, the Internet-calling standard that has upended the telecommunications industry over the past several years. Traditional phone networks operate over dedicated equipment that is difficult for outsiders to penetrate. Because VoIP calls travel over the Internet, they cost much less but are vulnerable to the same security problems that plague e-mail and the Web.

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Digital black market offers cheap botnets for hire, stolen credit card info

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For the most part, it was everyday expenses combined with some emergencies that have you paying the bare minimum on each card and waking up at 3 a. With some hard work and determination, which you can handle, you can recover from your rock bottom debt situation and pay off your cards, once and for all. Starting now, stop using your credit cards. If this thought makes you break out in a cold sweat, cut them up or freeze them in ice, so they are not easily accessible. Then, go out and live a full 24 hours without charging anything and celebrate a day of not going into debt any further. If you use your cards because your income does not cover your expenses, look into a side hustle until you have your debt under control and are not paying hundreds, if not thousands, of dollars a month to pay off your cards. Remember how surprised you were to find out just how much credit card debt you have?
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A DIY Guide to Rebuilding Your Credit Score

It's Metafilter's 20th anniversary! To celebrate, scan some cats or help fund Mefi! What's a little credit card fraud among friends? OK, friend A and friend B are hanging out.
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Published in: Credit Cards March 5, Credit card chips have made in-person transactions safer, but there are still some things you should know to prevent yourself from becoming a victim. Over the past few years, chip-based credit cards have become almost universally issued in the U.
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